Government Shutdown 2013

October 1, 2013, Washington, D.C. - At 12:00 AM EST this morning, funding for the federal government lapsed, forcing Office of Management and Budget Director Sylvia Burwell to direct all federal agencies to enact shutdown contingency plans -- effectively furloughing nearly 800,000 federal workers for the first time in two decades. After a terse night of legislative maneuvers, House and Senate leaders could not agree on a short or long-term plan to fund the federal government, largely disagreeing over the implementation of Obamacare. 

While many government services will continue — e.g. the military, FBI, U.S. Postal Service, and air traffic control— all "non-essential" government work — e.g. operations of national parks, non-defense agencies, civilian Defense programs — will be indefinitely closed. This includes most U.S. Small Business Administration (SBA) programs, including SBA non-disaster loan programs currently processing loan applications. You can find the SBA shutdown plan here. For more details on the shutdown in general, we recommend this in-depth article from USA Today. There is no clear outlook on when the shutdown will end and Congressional leadership continues negotiating. 

Coincidentally, today is a milestone in the healthcare law as online marketplaces selling health insurance to individuals and small businesses went online in all fifty states. The exchanges have opened largely unaffected by the shutdown, as most funds for the implementation are already appropriated.