AEO Conference Speaker Guest Blog

AEO Conference Speaker Guest Blog

I’m looking forward to being part of the 2014 AEO National Conference. And I’m especially excited about the panel discussion on how data and analysis can strengthen the microbusiness industry; specifically, microfinance. The organization I lead, CARS Inc., has identified a number of opportunities to help strengthen the field by attracting new funders and investors, and by creating tools to help microlenders become stronger and more efficient.

If you’re not familiar with CARS Inc., we are an information service for community investors—those seeking to create economic opportunities …

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Teaching Microbusinesses about Business Credit

Teaching Microbusinesses about Business Credit

By Judy Hackett, CMO of Dun & Bradstreet Credibility Corp. Follow Judy on Twitter.

As anyone who has helped small business owners knows, successfully growing a business involves a tricky mixture of focusing on short-term tactics, while maintaining a long-term strategy. 

In the short-run, small business owners usually have to jump through quite a few hoops, and one of those may be applying for a free D&B D-U-N-S® Number. Getting their DUNS is one of the steps needed for small businesses when applying for an SBA …

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New Research Broadens Understandings of Microbusiness Financial Vulnerability

New Research Broadens Understandings of Microbusiness Financial Vulnerability

Though microbusinesses contribute significantly to nationwide economic activity and their owners’ household balance sheets, many still struggle to make ends meet or build long-term wealth. Today, little is known about how the typical microbusiness manages its finances, the major financial challenges they face or which components of financial capability lead them to business success. To begin to bridge this gap in understanding, CFED released a groundbreaking new study titled In Search of Solid Ground: Understanding the Financial Vulnerabilities of Microbusiness Owners.

With support from
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Lending Is on the Rise for Small Businesses in 2014

Lending Is on the Rise for Small Businesses in 2014

The prospects for small businesses in search of capital in 2014 are brighter than they have been in years.   Small banks (under $10 billion in assets) are approving more than half of the funding requests they receive from entrepreneurs.  Many of these loans are SBA Express loans in amounts ranging from $10,000 to $350,000. The reason why these loans are so attractive is because the SBA offers an 85% guarantee for loans up to $150,000 and a 75% guarantee for loans of $150,000 to $350,000. 

According to the …

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Women: DIY

Two recent articles in the Washington Post caught my attention.  One focused on UberX drivers and the other one on fashion trucks.  The common theme — women creating their own jobs.  Featured in the UberX article was a woman who has been out of work for three years.  One afternoon, she was running an errand with a friend who is a driver and instantly knew this was her path to employment.  It did not appear that she spent years researching entrepreneurial opportunities – she just took advantage …

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Individual Health Insurance Enrollment Ends Today - How It Affects You

March 31st (today) marks the end of “open enrollment” in the new Health Insurance Exchanges for 2014. For most Americans, this signals the final day to create an account, compare plans, and choose health insurance for 2014.


Amid the many updates, delays, and conflicting media coverage, business owners and their employees may not know how they are affected. Depending on your current insurance situation, here are actions you may need to take:


For Individuals Not Covered Through Work: